5 Essential Books on Building Generational Wealth

At Harmony in the Wild, we're committed to empowering individuals and families to secure their financial futures and build lasting wealth across generations. While we offer programs and resources to support your journey, we also recognize the immense value found in timeless financial literature. Whether you're just starting out or looking to deepen your financial strategy, these five real-world publications are essential reading for anyone aiming to create a legacy of wealth.

1. "The Simple Path to Wealth" by JL Collins

Perfect for beginners, this straightforward and engaging book lays the foundation for long-term financial freedom. Collins breaks down complex investing topics into digestible advice, focusing on the power of index funds, the importance of financial independence, and why simplicity often outperforms complexity. It's a great starting point for anyone who wants to take control of their financial future and start building wealth with confidence.

2. "Family Wealth: Keeping It in the Family" by James E. Hughes Jr.

This classic on generational wealth dives deep into the philosophy and practice of family financial stewardship. Hughes provides guidance on how to create a legacy that goes beyond just money—focusing on values, communication, and intentional planning. This book is particularly valuable for families who want to align their financial goals with their long-term vision and preserve wealth across multiple generations.

3. "The Millionaire Next Door" by Thomas J. Stanley and William D. Danko

Based on years of research, this book identifies the common traits of America’s wealthiest individuals—many of whom live surprisingly modest lives. It reveals the mindset and habits that differentiate long-term wealth builders from high-income spenders. A must-read for anyone looking to build wealth sustainably and instill smart financial values in future generations.

4. "Protecting Your # 1 Asset: Creating Fortresses Around Your Most Valuable Possessions" by Ryan Fowler

Fowler’s book is a practical and accessible guide to asset protection strategies. It covers how to legally safeguard your wealth from lawsuits, creditors, and other threats. With tips on legal structures like LLCs, trusts, and insurance, this book empowers readers to think defensively and proactively about preserving what they’ve built.

5. "Set for Life" by Scott Trench

Focused on young professionals and early-stage wealth builders, this book maps out the steps to achieving financial independence early in life. With practical strategies for saving aggressively, investing wisely, and creating passive income streams, Trench’s approach is perfect for those looking to break free from paycheck-to-paycheck living and begin a purposeful wealth-building journey.

Final Thoughts

These five books offer a powerful roadmap for anyone ready to take charge of their financial destiny. At Harmony in the Wild, we believe in blending education with action—and these publications align perfectly with our mission to help families live intentionally, travel freely, and build a sustainable legacy. Whether you're learning the basics, protecting what you’ve built, or guiding your family’s future, these books will help you lay a strong foundation for financial freedom and generational wealth.